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Why FNB?

InContact

This innovative messaging system allows you to keep in touch with your account balances and transactions, helping you manage your money and prevent fraud on your account.

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Ońline Bańking

FNB Ońline Bańking offers you Internet-based, electronic Bańking that's easy to use, quick, secure and available 24/7.

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CellPhone Bańking

Cellphone Bańking enables you to conveniently perform a number of Bańking transactions via your cellphone.

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eMail Statements

Have your statements sent to you via email, saving you paperwork and contributing to a greener environment.

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Business Cheque Account

The Business Cheque Account is suited to incorporated businesses, sole proprietors, partnerships, companies, trusts and co-operatives. Find the best solution for your business. Enjoy the following benefits that come with the Business Cheque Account:

Built-in security controls that ensure client safety and authentication

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Record all payments and receipts to and from the account

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Receive summarised, detailed overdraft statements specially designed for businesses

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Choose the frequency at which you receive your statements

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Get unique account numbers which do not change for the lifetime of the account

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What can I do with the Business Cheque Account?

  • Get a variety of chequebook options to suit your business needs
  • Apply for an overdraft to meet your working capital requirements
  • Access your account via Ońline Bańking
  • Use FNB Ońline Bańking to access your account with this feature-rich electronic Bańking option

What will it cost?

Interest charged is linked to the prime rate and is calculated on daily balances and capitalised* monthly.

* The amount of interest charged up to a certain date is added onto the original amount. From that date forward, interest is charged on the new, larger amount.

You can use this at

You can get this at:

  • FNB South Africa Limited branches

What do I need to apply?

In order to apply for the Business Cheque Account please attach the following documentation to your application:

  • A valid identity document or passport
  • Proof of residence: a recent (less than 3 months old) utility account, e.g. water or electricity

Tthe following may also be required (we recommend that you have them ready when applying):

  • Personal Bańk statements for the past six months
  • Statement of your assets and liabilities
  • Latest financials for your business

Contact Us

For more information on the Business Cheque Account, call us on +27-(021) 839-2603 or visit your nearest FNB South Africa Limited branch